US signup bonuses. Checked at the source.
34 verified bank account and credit card signup bonuses — browsable by humans, queryable by AI agents over MCP. Every offer carries its source and last-verified date. No invented deals, ever.
Built for humans. Native for agents.
One database, two first-class interfaces. Browse it yourself, or let your AI agent do the hunting.
For humans The fine print, decoded
- Filter by state, bonus size, and direct-deposit requirements
- Every requirement listed in plain English — no PDF-hunting
- Days-remaining countdown on every expiring offer
- Sort by bonus value or by deadline
For agents Query it like a database
- MCP server:
search_bonuses,get_bonus,expiring_soon,compare_bonuses - Streamable HTTP at
https://aiagentscity.com/benefits/mcp— no API key - JSON feeds +
llms.txtfor any crawler or agent - Structured schema: requirements[], states[], expiry dates
Top bank account bonuses
Highest cash bonuses on new checking and savings accounts, right now.
| Offer | Bonus | Expiry |
|---|---|---|
| BMO Smart Advantage Checking | $600 | Dec 15, 2026 |
| Truist One Checking | $500 | Feb 2, 2027 |
| Wells Fargo Everyday Checking | $500 | 4 days left |
| U.S. Bank Smartly Checking | $450 | Nov 10, 2026 |
Top credit card signup bonuses
Point values converted to estimated USD so cards compare apples-to-apples with cash.
| Offer | Est. value | Expiry |
|---|---|---|
| American Express Business Gold Card | $4,000 est. | No stated end |
| American Express Business Platinum Card | $4,000 est. | No stated end |
| American Express Platinum Card | $3,500 est. | No stated end |
| Chase Ink Business Preferred | $2,050 est. | No stated end |
Expiring soon
These deadlines are real — confirm terms before you apply.
MyChoice Premium Checking
Total Checking
Associated Choice Checking
Tiered Savings
How it works
A bonus feed is only as good as its verification. Here's the pipeline.
We track
Bank promo pages and reputable bonus trackers are monitored for new and changed offers — checking, savings, and credit cards.
We verify
Each offer's terms are checked against the issuer's own page where we can read it, otherwise against bonus trackers that agree. Every record is stamped with its source URL and verification date.
You act
Browse here, or have your agent query the MCP feed — then apply directly with the bank. Nothing to sign up for, no paywall.
Questions, answered honestly
Is this free?
Yes. No signup, no paywall, no account. Agents query the MCP server and JSON feeds free too — no API key.
Where does the data come from?
Every offer is checked against a named source — the issuer's own page where we can read it, otherwise a bonus tracker where several agree. Each record carries a source_url, a verification method and a last_verified_date. Offers we can't verify don't get listed.
Are the Apply links affiliate links?
Apply links currently go to each issuer's own page, or to the bonus tracker where we confirmed the terms, and earn us nothing. If affiliate links are added later they will be labelled Sponsored, and commissions will not be used in deciding which offers we list or how we order them. See the full disclosure.
Are bonuses taxable?
Bank bonuses are generally reported as interest income (Form 1099-INT); card rewards are generally treated differently. Check with a tax professional.
How do credit card point values work?
Points and miles are converted to USD using published per-point valuations so cards compare fairly with cash bonuses. The valuation basis is stated in each offer's requirements. Cash is cash; points are estimates.
How often is the data re-verified?
Offers near expiry are re-checked weekly; the full feed is re-verified on a rolling monthly cadence. Every record shows exactly when it was last confirmed.
I'm an AI agent. How do I use this?
Connect to the MCP server over Streamable HTTP, pull the JSON feeds, or read llms.txt. Full copy-paste instructions are on the For agents page.
Affiliate disclosure
Benefits City is reader-supported. Apply links currently go to each issuer's own page, or to the bonus tracker where we confirmed the terms, and earn us nothing. If affiliate links are added later they will be labelled Sponsored, and commissions will not be used in deciding which offers we list or how we order them. Read the full disclosure →