{
  "total_offers": 34,
  "bank_account_offers": 12,
  "credit_card_offers": 21,
  "savings_offers": 1,
  "total_bonus_usd": 34642,
  "highest_bonus": {
    "id": "amex-business-gold-200k",
    "bank_or_issuer": "American Express",
    "product_name": "Business Gold Card",
    "bonus_type": "credit_card",
    "bonus_amount_usd": 4000,
    "bonus_max_usd": null,
    "bonus_points": 200000,
    "annual_fee_usd": 375,
    "requirements": [
      "Apply and find out your offer; eligible applicants may earn as high as 200,000 Membership Rewards points after spending $15,000 in eligible purchases in the first 3 months of card membership",
      "Welcome offers vary by applicant and you may not be eligible for an offer",
      "Points valued up to ~$4,000 at 2.0 cents per point (TPG September 2026 Membership Rewards valuation)",
      "Restricted to one welcome bonus per card per lifetime with American Express",
      "Verification note: American Express serves welcome-offer figures only to a rendered browser, so this amount was confirmed 2026-10-01 against bonus trackers rather than a static read of the issuer page. Confirm your own offer on the issuer page before applying — Amex varies offers by applicant and channel."
    ],
    "min_deposit_usd": null,
    "direct_deposit_required": false,
    "expiry_date": null,
    "states_available": "nationwide",
    "application_url": "https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/",
    "source_url": "https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/",
    "last_verified_date": "2026-10-01",
    "offer_history": [],
    "verification": {
      "method": "aggregator_consensus",
      "sources": [
        "https://www.doctorofcredit.com/american-express-credit-card-offers/",
        "https://thepointsguy.com/credit-cards/limited-time-card-offers/"
      ],
      "verified_at": "2026-10-01"
    },
    "status": "active",
    "eligibility": null,
    "sponsored": false,
    "apply_url": "https://aiagentscity.com/benefits/go/amex-business-gold-200k",
    "disclosure_url": "https://aiagentscity.com/benefits/disclosure"
  },
  "expiring_within_30d": [
    {
      "id": "wells-fargo-everyday-checking-500",
      "bank_or_issuer": "Wells Fargo",
      "product_name": "Everyday Checking",
      "bonus_type": "bank_account",
      "bonus_amount_usd": 500,
      "bonus_max_usd": null,
      "bonus_points": null,
      "annual_fee_usd": null,
      "requirements": [
        "New Wells Fargo consumer checking customers only; open a new account with the bonus offer code by October 6, 2026 (online or in branch)",
        "Receive a total of $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening",
        "Transfers from one account to another, mobile deposits, Zelle, and deposits made at a branch or ATM do not count as qualifying deposits",
        "Bonus is deposited within 30 calendar days after the requirements are met, and the new account must stay open until it is deposited",
        "Not available to anyone who received a Wells Fargo consumer checking bonus within the past 12 months, or to Wells Fargo employees",
        "Everyday Checking has a $15 monthly service fee, waivable (for example with $500+ in qualifying deposits or a $1,500 minimum daily balance)"
      ],
      "min_deposit_usd": 25,
      "direct_deposit_required": true,
      "expiry_date": "2026-10-06",
      "states_available": "nationwide",
      "application_url": "https://www.wellsfargo.com/checking/everyday/",
      "source_url": "https://www.doctorofcredit.com/wells-fargo-500-checking-bonus/",
      "last_verified_date": "2026-09-30",
      "offer_history": [],
      "verification": {
        "method": "aggregator_consensus",
        "sources": [
          "https://www.doctorofcredit.com/wells-fargo-500-checking-bonus/",
          "https://frequentmiler.com/earn-a-500-bonus-with-a-new-wells-fargo-checking-account/",
          "https://www.uscreditcardguide.com/wells-fargo-everyday-checking-account/",
          "https://www.creditdonkey.com/wells-fargo-checking-account-bonus.html"
        ],
        "verified_at": "2026-09-30"
      },
      "status": "active",
      "eligibility": {
        "cooldown_months": 12,
        "issuer_rules": [
          "Not available if you received a Wells Fargo consumer checking bonus in the past 12 months"
        ],
        "new_to_bank": true,
        "once_per_lifetime": null
      },
      "sponsored": false,
      "apply_url": "https://aiagentscity.com/benefits/go/wells-fargo-everyday-checking-500",
      "disclosure_url": "https://aiagentscity.com/benefits/disclosure"
    },
    {
      "id": "mt-bank-checking-300",
      "bank_or_issuer": "M&T Bank",
      "product_name": "MyChoice Premium Checking",
      "bonus_type": "bank_account",
      "bonus_amount_usd": 300,
      "bonus_max_usd": null,
      "bonus_points": null,
      "annual_fee_usd": null,
      "requirements": [
        "Open an eligible M&T personal checking account (EZChoice Checking, MyChoice Plus, or MyChoice Premium) by October 8, 2026 using the promo code on the application page",
        "Set up and receive qualifying direct deposits totaling at least $500 within 90 days of account opening",
        "Bonus tier by account type: $300 with MyChoice Premium, $250 with MyChoice Plus, $200 with EZChoice",
        "Bonus is credited within 90 days of the account receiving the qualifying direct deposits"
      ],
      "min_deposit_usd": null,
      "direct_deposit_required": true,
      "expiry_date": "2026-10-08",
      "states_available": [
        "CT",
        "DC",
        "DE",
        "MA",
        "MD",
        "ME",
        "NJ",
        "NY",
        "PA",
        "VA",
        "VT",
        "WV"
      ],
      "application_url": "https://campaigns.mtb.com/personal/banking/checking-cash-bonus",
      "source_url": "https://campaigns.mtb.com/personal/banking/checking-cash-bonus",
      "last_verified_date": "2026-09-30",
      "offer_history": [],
      "verification": {
        "method": "issuer_page",
        "sources": [
          "https://campaigns.mtb.com/personal/banking/checking-cash-bonus"
        ],
        "verified_at": "2026-09-30"
      },
      "status": "active",
      "eligibility": null,
      "sponsored": false,
      "apply_url": "https://aiagentscity.com/benefits/go/mt-bank-checking-300",
      "disclosure_url": "https://aiagentscity.com/benefits/disclosure"
    },
    {
      "id": "chase-total-checking-400",
      "bank_or_issuer": "Chase",
      "product_name": "Total Checking",
      "bonus_type": "bank_account",
      "bonus_amount_usd": 400,
      "bonus_max_usd": null,
      "bonus_points": null,
      "annual_fee_usd": null,
      "requirements": [
        "For new Chase checking customers only",
        "Open a new Chase Total Checking account and enroll in the offer by October 14, 2026",
        "Set up and receive direct deposits totaling $1,000 or more within 90 days of offer enrollment",
        "Qualifying direct deposit is an electronic deposit of paycheck, pension, or government benefits (Zelle and other person-to-person payments do not qualify)",
        "Bonus is deposited within 15 days of completing requirements"
      ],
      "min_deposit_usd": null,
      "direct_deposit_required": true,
      "expiry_date": "2026-10-14",
      "states_available": "nationwide",
      "application_url": "https://www.chase.com/personal/checking/total-checking",
      "source_url": "https://www.hustlermoneyblog.com/chase-total-checking-bonus/",
      "last_verified_date": "2026-09-30",
      "offer_history": [],
      "verification": {
        "method": "aggregator_consensus",
        "sources": [
          "https://www.hustlermoneyblog.com/chase-total-checking-bonus/",
          "https://bankbonus.com/promotions/chase-bank/chase-total-checking-bonus-offer/",
          "https://www.fatstacksacademy.com/blog/chase-total-checking-bonus",
          "https://www.moneycrashers.com/chase-bank-promotions/"
        ],
        "verified_at": "2026-09-30"
      },
      "status": "active",
      "eligibility": null,
      "sponsored": false,
      "apply_url": "https://aiagentscity.com/benefits/go/chase-total-checking-400",
      "disclosure_url": "https://aiagentscity.com/benefits/disclosure"
    },
    {
      "id": "associated-bank-checking-600",
      "bank_or_issuer": "Associated Bank",
      "product_name": "Associated Choice Checking",
      "bonus_type": "bank_account",
      "bonus_amount_usd": 300,
      "bonus_max_usd": 600,
      "bonus_points": null,
      "annual_fee_usd": null,
      "requirements": [
        "Open and fund a new personal Associated Bank checking account by October 31, 2026 (Associated Access Checking requires a $25 minimum opening deposit; Associated Balanced or Choice Checking requires $100)",
        "Receive recurring direct deposits totaling $500 or more within 90 days of account opening from an employer or government agency (person-to-person payments and transfers from existing or external accounts do not qualify)",
        "Bonus tier is determined by the average daily balance of all open Associated Bank deposit accounts for days 31-90: $1,000-$4,999.99 earns $300, $5,000-$9,999.99 earns $400, $10,000 and over earns $600",
        "Bonus is deposited into the new checking account within 120 days of account opening",
        "Account must remain open for a minimum of 12 months or the bonus may be deducted at closing",
        "IMPORTANT: the $600 figure is the TOP TIER ONLY and requires a $10,000+ average daily balance across all open Associated Bank deposit accounts for days 31-90. Completing only the direct-deposit requirement earns $300."
      ],
      "min_deposit_usd": 25,
      "direct_deposit_required": true,
      "expiry_date": "2026-10-31",
      "states_available": [
        "IA",
        "IL",
        "IN",
        "KS",
        "MI",
        "MN",
        "MO",
        "OH",
        "WI"
      ],
      "application_url": "https://www.associatedbank.com/checking-account-bonus-offer-promotion",
      "source_url": "https://www.associatedbank.com/checking-account-bonus-offer-promotion",
      "last_verified_date": "2026-09-20",
      "offer_history": [],
      "verification": null,
      "status": "active",
      "eligibility": null,
      "sponsored": false,
      "apply_url": "https://aiagentscity.com/benefits/go/associated-bank-checking-600",
      "disclosure_url": "https://aiagentscity.com/benefits/disclosure"
    },
    {
      "id": "barclays-tiered-savings-200",
      "bank_or_issuer": "Barclays",
      "product_name": "Tiered Savings",
      "bonus_type": "savings",
      "bonus_amount_usd": 200,
      "bonus_max_usd": null,
      "bonus_points": null,
      "annual_fee_usd": null,
      "requirements": [
        "Open a new Barclays Tiered Savings account by October 31, 2026",
        "Fund the new account with at least $25,000 within the first 30 days of opening",
        "Maintain a balance of at least $25,000 for 120 days",
        "Current and previous Barclays customers with a Savings account or CD are not eligible",
        "The bonus is treated as interest for tax purposes and may be reported on Form 1099-INT",
        "No monthly maintenance fee"
      ],
      "min_deposit_usd": 25000,
      "direct_deposit_required": false,
      "expiry_date": "2026-10-31",
      "states_available": "nationwide",
      "application_url": "https://banking.us.barclays/tiered-savings.html",
      "source_url": "https://banking.us.barclays/tiered-savings.html",
      "last_verified_date": "2026-09-30",
      "offer_history": [],
      "verification": {
        "method": "issuer_page",
        "sources": [
          "https://banking.us.barclays/tiered-savings.html"
        ],
        "verified_at": "2026-09-30"
      },
      "status": "active",
      "eligibility": {
        "cooldown_months": null,
        "issuer_rules": [
          "Existing or previous Barclays Savings/CD customers are not eligible"
        ],
        "new_to_bank": true,
        "once_per_lifetime": null
      },
      "sponsored": false,
      "apply_url": "https://aiagentscity.com/benefits/go/barclays-tiered-savings-200",
      "disclosure_url": "https://aiagentscity.com/benefits/disclosure"
    }
  ],
  "last_verified": "2026-10-02",
  "visitors_24h": 5,
  "apply_clicks_24h": 1,
  "mcp_calls_24h": 7,
  "generated_at": "2026-10-02"
}