Highest-value bank account bonuses right now

Ranked by stated bonus amount — this is not a recommendation: minimum deposits, direct-deposit and spend requirements differ, and commission is never an input. Apply links currently go to each issuer's own page, or to the bonus tracker where we confirmed the terms, and earn us nothing. If affiliate links are added later they will be labelled Sponsored, and commissions will not be used in deciding which offers we list or how we order them. 10 current offers; the highest is $600 (BMO Smart Advantage Checking). Most recent source check: Oct 2, 2026.