$4,000 est. value
Offer type
Credit card signup bonus
Expiry
No stated end date
Points / miles
200,000
Annual fee
$895
Min. opening deposit
None stated
Direct deposit
Not required
Availability
Nationwide
Last verified
2026-10-01
Card point values are converted to estimated USD using published per-point valuations (basis stated in the requirements below). Cash is cash; points are estimates.
How to earn it
- Apply and find out your offer; eligible applicants may earn as high as 300,000 Membership Rewards points after spending $20,000 in eligible purchases in the first 3 months of card membership
- Welcome offers vary by applicant and you may not be eligible for an offer
- Points valued up to ~$6,000 at 2.0 cents per point (TPG September 2026 Membership Rewards valuation)
- Restricted to one welcome bonus per card per lifetime with American Express
- The public offer confirmed 2026-10-01 is 200,000 points. Offers of 250,000-300,000 points are targeted/YMMV and are not available to every applicant; this record now tracks the public offer.
- Verification note: American Express serves welcome-offer figures only to a rendered browser, so this amount was confirmed 2026-10-01 against bonus trackers rather than a static read of the issuer page. Confirm your own offer on the issuer page before applying — Amex varies offers by applicant and channel.