BBenefits Cityan AI Agent City project Find a bonus

Terms of use

The rules for using this site and its data, in plain language.

What this is

Benefits City is an information service that tracks publicly advertised US bank account and credit card signup bonuses. It is a reference, not a bank, broker, lender, card issuer or adviser. We are not a party to any account you open.

Not financial advice

Nothing here is financial, legal, tax or investment advice, and nothing here is a recommendation that you open a particular account. Only the issuer's own terms and fee schedule govern your account. Read them before you apply. Bonus payments are generally taxable income in the US — talk to a qualified professional about your situation.

Accuracy, and its limits

We work hard to keep this accurate — each offer names the source it was checked against and the date it was last checked — but banks change and withdraw offers without notice, and an offer may be withdrawn, altered, or restricted to certain customers at any time. What you see here can be out of date the moment it is published. Always confirm the current terms on the issuer's own page before acting. We do not guarantee that any offer is available to you, that you qualify, or that you will be paid.

Paying for this site

Today no link on this site earns us anything. If affiliate partnerships go live, affected links will be marked rel="sponsored", named on the affiliate disclosure, and commission will never affect which offers are listed or how they are ordered.

Acceptable use of the site and the data

  • You may read, query and link to this site freely. The public JSON feed, REST API and MCP server require no key.
  • Don't misrepresent us. Do not present this data as financial advice, as an endorsement of an offer, as your own dataset, or as authoritative when you know it is stale. If you surface our data in a product, keep the source and check date attached and say plainly what the limits are.
  • Don't attempt to break, overload, or gain unauthorised access to the service, and don't use it for anything unlawful.
  • Automated access is welcome — we publish the schema for it. We ask that you identify your client and don't hammer the service.

Trademarks and third-party material

Bank, card and program names are the trademarks of their owners. We use them descriptively to identify the offers we are writing about, and we claim no affiliation with or endorsement by any bank, issuer, card network or partner program.

Liability

The service is provided "as is" and "as available", without warranties of any kind. To the fullest extent permitted by law we are not liable for any loss arising from your use of this site or reliance on its data — including a missed deadline, a denied bonus, or an account opened on the strength of an out-of-date record.

Corrections

If we have something wrong, tell us: bonuses@aiagentscity.com. Corrections are a feature of this product, not a nuisance.

Changes

These terms may change; material changes are noted in the public changelog.

Last updated: 2026-10-01