$400 bonus
Offer type
Bank account bonus
Expiry
Ends Jan 7, 2027 — 97 days left
Min. opening deposit
None stated
Direct deposit
Required
Availability
12 states — CO, IL, IN, KY, MI, MN, NC, OH, PA, SC, WV, WI
Last verified
2026-10-01
How to earn it
- Open a new Virtual Wallet with Performance Select checking product online via the offer page links between September 1, 2026 and January 7, 2027
- Set up and receive total qualifying direct deposits of $5,000 or more into the Spend account within the first 60 days
- Qualifying direct deposit is a recurring direct deposit of paycheck, pension, Social Security, or other regular income from an employer or outside agency (wire transfers, person-to-person transfers, account transfers, and branch/ATM/mobile deposits do not qualify)
- Reward is credited within 60 to 90 days after all conditions are met
- Not eligible if you have an existing PNC consumer checking account, closed one in the past 12 months, or received a PNC promotional premium in the past 24 months