$300 bonus
Offer type
Bank account bonus
Expiry
Ends Dec 11, 2026 — 70 days left
Min. opening deposit
$10
Direct deposit
Required
Availability
15 states — AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
Last verified
2026-10-01
How to earn it
- Open a Key Smart Checking account online by December 11, 2026 with a minimum opening deposit of $10
- Make a total of $2,000 or more in eligible direct deposits within 90 days of account opening
- Eligible direct deposits are electronic ACH deposits such as payroll, Social Security, pension, or government benefits (teller, ATM, and mobile app deposits do not qualify)
- Bonus is deposited into the account within 60 days of meeting requirements
- Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months