$450 bonus
Offer type
Bank account bonus
Expiry
Ends Nov 10, 2026 — 39 days left
Min. opening deposit
$25
Direct deposit
Required
Availability
Nationwide
Last verified
2026-10-01
How to earn it
- Open a new U.S. Bank Smartly Checking account through the promotional offer web page between September 10, 2026 and November 10, 2026
- Fund the account with at least $25 within 60 days of account opening
- Enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening
- Complete two or more direct deposits within 90 days of account opening totaling: $2,000-$4,999.99 for a $250 bonus, $5,000-$7,999.99 for a $350 bonus, or $8,000 or more for a $450 bonus
- Bonus is credited within 30 days of completing all requirements
- Not eligible if you currently have or had a U.S. Bank consumer checking account in the last 12 months